Gellie, Synod Inn, Llandysul, SA44 6BG

UPRN:49050108Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£520,000

£416k - £623kLow

Estimate

£520k

Range

£416k – £623k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

Verdict

Derived from HomePortfolio scores

Gellie earns an INVESTIGATE rating with HP Score 54/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 90% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£50,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,700-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £16,300
Net cash flow: £1,147/mo
Cash on cash: 84.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 11.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£520,000

Rent Estimate (pcm)£1,900

Gross Yield-

1y Growth-

3y Growth+0.6%

5y Growth+2.4%

10y Growth+4.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA44 6BG

Approval Rate

-12mo

Development

low

A250368
Demolition of existing garage. Erection of new garage / workshop store
Pending
A210250
Proposed extension to side of existing dwelling - partly main house and partly attached annexe.
Conditions
A180673
Erection of extension to existing agricultural building
Approved

View Planning Timeline