14 Clos Tawela, Silian, Lampeter, SA48 8AJ

UPRN:49050832Detached Bungalow3 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: E (42)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

14 Clos Tawela, Silian, Lampeter, SA48 8AJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£244,000

£232k - £256kHigh

Estimate

£244k

Range

£232k – £256k

Rent Estimate (pcm)

£750

£650 - £800

Monthly

£750

Yield

3.91%

Verdict

Derived from HomePortfolio scores

14 Clos Tawela earns an INVESTIGATE rating with HP Score 68/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£229,950

At the asking price

Monthly rent£750/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £72,385
Net cash flow: -£257/mo
Cash on cash: -4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£244,000

Rent Estimate (pcm)£750

Gross Yield3.91%

1y Growth-

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£57,000 (1999-06-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA48 8AJ

Approval Rate

-12mo

Development

low

A250665
Construction of circular slurry store and associated works
Pending
A250263
Erection of a Rural Enterprise Dwelling and associated works
Pending
A230080
Proposed yard cover.
Conditions

View Planning Timeline

Ownership

Corporate Ownership80.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-06-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,326

Population Density-

Owner Occupied82%

Age Distribution

0-15 14%16-64 55%65+ 31%

View Area Profile

Schools Nearby

Ysgol Y Dderi
2.4 mi
-
Ysgol Carreg Hirfaen
2.9 mi
-
Ysgol Dyffryn Aeron
3.5 mi
-
Llanybydder School
5.2 mi
-

View All Schools

Comparables

View All

7 Clos Tawela
-
£195k
-
10 Clos Tawela
-
£217k
-
1 Clos Tawela
-
£150k
-
13 Clos Tawela
-
£200k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN