Copperfields, Forest Road, Lampeter, SA48 8AN

UPRN:49052388Detached Bungalow6 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: F (36)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

Copperfields, Forest Road, Lampeter, SA48 8AN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£428,000

£407k - £449kHigh

Estimate

£428k

Range

£407k – £449k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

3.63%

Verdict

Derived from HomePortfolio scores

Copperfields earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 3 bedrooms but the valuation snapshot describes 6 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£430,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £141,800
Net cash flow: -£551/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£428,000

Rent Estimate (pcm)£1,300

Gross Yield3.63%

1y Growth-

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£146,500 (2002-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA48 8AN

Approval Rate

-12mo

Development

low

A260153
Proposed change of use of property from D1 (Non-Residential Institution) to C3 use (Dwelling Houses) to create 2 dwellings.
Pending
A250741
Extension to existing dwelling
Pending
A240962
Site refurbishment works including extension to existing hardstanding, reconfiguration of car parking, installation of boundary fencing and associated works.
Conditions

View Planning Timeline