Lanlas Fach, Cellan, Lampeter, SA48 8JA

UPRN:49054059Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£680,000

£544k - £816kLow

Estimate

£680k

Range

£544k – £816k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

19.68%

Verdict

Derived from HomePortfolio scores

Lanlas Fach earns an INVESTIGATE rating with HP Score 76/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 82% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,800-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £997/mo
Cash on cash: 30.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£680,000

Rent Estimate (pcm)£2,050

Gross Yield19.68%

1y Growth-11.9%

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£715,000 (2023-11-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA48 8JA

Approval Rate

-12mo

Development

low

A250503
New front porch New rear sunroom New rear dormer 8 No. New Rooflights
Rejected
A250006
Construct concrete walls, floor and form an effluent channel and effluent pipes to create a new silage clamp within an existing agricultural
Approved
A240874
New front porch and new rear sun room
Rejected

View Planning Timeline