18 Clarach Bay Holiday Village, Clarach, SY23 3DT

UPRN:49064865-Beds -Built -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPlanning· 1mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

18 Clarach Bay Holiday Village, Clarach, SY23 3DT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

12 of 21 sources

Sale Estimate

£266,000

£213k - £319kLow

Estimate

£266k

Range

£213k – £319k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

Verdict

Derived from HomePortfolio scores

18 Clarach Bay Holiday Village earns an INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
estimate implies a 97% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£9,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £3,550
Net cash flow: £627/mo
Cash on cash: 212.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 31.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£266,000

Rent Estimate (pcm)£950

Gross Yield-

1y Growth-

3y Growth+0.2%

5y Growth+3.8%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SY23 3DT

Approval Rate

-12mo

Development

low

Ceredigion/A260323
The proposal involves the construction of a first floor extension above the existing single storey side element of the property
Pending
Ceredigion/A250681
Proposed extension of operating season from 8 months to 10.5 months
Pending
Ceredigion/A240689
Proposed two storey extension to the Care Home adjoining the building known as the Coach House
Rejected

View Planning Timeline