Ty'n Gaer, Tynreithyn, Tregaron, SY25 6LN

UPRN:49068979Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Ty'n Gaer, Tynreithyn, Tregaron, SY25 6LN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£945,000

£898k - £993kHigh

Estimate

£945k

Range

£898k – £993k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

3.28%

Verdict

Derived from HomePortfolio scores

Ty'n Gaer earns an INVESTIGATE rating with HP Score 59/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£950,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,200-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£1,406/mo
Cash on cash: -5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.81 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£945,000

Rent Estimate (pcm)£2,600

Gross Yield3.28%

1y Growth-

3y Growth+5.3%

5y Growth+5.3%

10y Growth+4.6%

Last Sold Price£575,000 (2021-03-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SY25 6LN

Approval Rate

-12mo

Development

low

A210998
Formation of a 25m x 60m all weather horse arena
Rejected
A210613
Proposed change of use of agricultural outbuidings into 3 no. holiday units to include installation of vehicular access and package treatment plant.
Rejected
A150336
Conversion of outbuilding to holiday cottage
Conditions

View Planning Timeline