Cartref yn Y Gelli Dawel, Cilcennin, Lampeter, SA48 8RS

UPRN:49073214Bungalow Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Cartref yn Y Gelli Dawel, Cilcennin, Lampeter, SA48 8RS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£292,000

£234k - £351kLow

Estimate

£292k

Range

£234k – £351k

Rent Estimate (pcm)

£850

£750 - £1k

Monthly

£850

Yield

5.83%

Verdict

Derived from HomePortfolio scores

Cartref yn Y Gelli Dawel earns an INVESTIGATE rating with HP Score 62/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: -£2/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£292,000

Rent Estimate (pcm)£850

Gross Yield5.83%

1y Growth-

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£395,000 (2018-09-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA48 8RS

Approval Rate

-12mo

Development

low

A250763
Non-Material Amendment for planning application A200527 (Delete & Release Condition 19 and Provide Comprehensive Details of Landscaping to New Condition 19).
Pending
A250487
Discharge of condition 18 from planning application A200527 (species/habitat Conservation Plan/Method Statement)
Pending
A240799
Discharge condition 18 of planning permission A200527 - Ecological Mitigation and Management Plan
Rejected

View Planning Timeline