Ty Hir, Rhiw y Rofft, Parcllyn, Cardigan, SA43 2DF

UPRN:49081745-Beds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Price Paid· freshPlanning· 5mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Ty Hir, Rhiw y Rofft, Parcllyn, Cardigan, SA43 2DF

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

11 of 21 sources

Sale Estimate

£401,000

£321k - £481kLow

Estimate

£401k

Range

£321k – £481k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

28.00%

Verdict

Derived from HomePortfolio scores

Ty Hir earns an INVESTIGATE rating with HP Score 76/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 78% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £1,150/mo
Cash on cash: 48.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 6.91 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£401,000

Rent Estimate (pcm)£2,100

Gross Yield28.00%

1y Growth-

3y Growth-2.8%

5y Growth-0.6%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA43 2DF

Approval Rate

100%12mo

Development

low

A260385
- Side extension and re-roof of an existing flat roofed garage - Toilet within garage - Window and door re-organisation
Pending
A260300
Alterations and extension
Pending
A260221
Lawful Development Certificate for proposed use for single storey extension and alterations to garage roof.
Pending

View Planning Timeline