Data freshness:●Listing· freshListing: fresh, refreshed 4d ago (2026-10-31T04:00:06.860827+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 2d ago (2026-11-01T13:59:37.945724+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:54:03.284734+00:00)●EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-08-21T11:13:35.204140+00:00)●Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
HP Score
51
/ 100
Mixed
Verdict
2 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£228,000
£217k - £239kHigh
Estimate
£228k
Range
£217k – £239k
Rent Estimate (pcm)
£900
£800 - £950
Monthly
£900
Yield
6.35%
Verdict
Derived from HomePortfolio scores
13 Trinity Avenue earns an INVESTIGATE rating with HP Score 51/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
Certificate of lawfulness for the existing use as a dwelling
Pending
0/53768
Proposed conversion of upper floors to residential apartments to include demolition of existing rear outrigger and erection of rear extension, improvements to front elevation comprising of removing existing bay structure and replacing with windows opening / detailing to match existing at first floor level, together with improvements to existing ground floor shop fronts (ground floor use to remain as existing) comprising of new hard pilasters, doors and windows.
Pending
0/53718
Non Material Amendment to Planning Approval 0/52746 (Erection of 29 affordable dwellings, formation of new vehicular access from Cwm Road, creation of new internal access road and parking area together with associated works for landscaping and drainage infrastructure) Seek to make minor amendments to the approved plans, including a slight increase of the external footprint of the proposed dwellings and changes to external finishes to accommodate the adoption of flood resilient construction materials, along with the change in the number and location of PV Panels. For further details please see the Cover Note
Low confidence1 independent sourceLead to verifyListing checked 31 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 25% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0; lead to verify: the advert has 6 bedrooms but the valuation snapshot describes 2 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +25.4% (HIGH), sold-comps +7.6%, £/sqft +7.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
valuation_snapshotsestimate for 50000002092· as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%· as of 19 Oct 2026
Rental economics9.4/40
gross yield 6.4%; range width penalty ×0.87; the estimate this rent rides on sits 25% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 900/mo (range 800-950)· as of 10 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 25% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -186/mo, -21% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
listing_factsservice charge / ground rent from the advert· as of 31 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 174 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity14.7/15
293 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£127,500£195,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£170,000
At the asking price
£900/mo
Evidenced range £800-£950
5.4%
75%
Cash required
£53,200
Net cash flow
£49/mo
Cash on cash
1.1%
Score at this price
27
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 50000002092Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%Valuation edge · as of 19 Oct 2026
valuation_snapshotsrent estimate 900/mo (range 800-950)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 25% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 800-950)
Rental economics needs verification before you rely on it
sale estimate 25% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Stress margin · as of 31 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026