Melbourne, 16 Whitehall Road, Rhos on Sea, Colwyn Bay, LL28 4HW

UPRN:50000004137Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Melbourne, 16 Whitehall Road, Rhos on Sea, Colwyn Bay, LL28 4HW

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£566,000

£510k - £623kMedium

Estimate

£566k

Range

£510k – £623k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

7.50%

Verdict

Derived from HomePortfolio scores

Melbourne earns an INVESTIGATE rating with HP Score 80/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£399,950

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £131,283
Net cash flow: £381/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£566,000

Rent Estimate (pcm)£2,500

Gross Yield7.50%

1y Growth-38.6%

3y Growth+0.0%

5y Growth+0.7%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL28 4HW

Approval Rate

-12mo

Development

low

0/53764
To trim lower spindly branches of yew tree conifer to a height of approximately 6ft from the base up all around the trunk to tidy appearance.
Pending
0/53761
Approval of condition no 3 (Bat Conservation & Management Plan) of planning approval 0/52989 (Proposed development of 23 no. apartments (affordable homes) on land at Former Guys Cliff Nursing Home, including demolition of former nursing home.)
Pending
0/53728
Non Material Amendment to Planning Approval 0/53009 (Siting of garden cabin upon a concrete base plateau approved under planning consent 0/43836 along with installation of a safety balustrade/railing) to allow for minor amendments to the approved plans to replace a window of the garden room with a front door
Pending

View Planning Timeline