Mzimba, Ashford Road, Ivychurch, Romney Marsh, TN29 0AL

UPRN:50000013Detached Bungalow3 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Mzimba, Ashford Road, Ivychurch, Romney Marsh, TN29 0AL

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£460,000

£437k - £483kHigh

Estimate

£460k

Range

£437k – £483k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

5.10%

Verdict

Derived from HomePortfolio scores

Mzimba earns an INVESTIGATE rating with HP Score 54/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 3Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,650-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: -£187/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£460,000

Rent Estimate (pcm)£1,850

Gross Yield5.10%

1y Growth-

3y Growth-4.2%

5y Growth+0.2%

10y Growth+2.6%

Last Sold Price£190,000 (2014-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TN29 0AL

Approval Rate

-12mo

Development

low

25/1422/FH
Lawful Development Certificate (proposed) for a single storey rear extension and part removal of front porch.
Approved
24/1899/FH
Proposed single dwelling, detached garage and store building, driveway, external seating areas, SuDS scheme and associated landscape enhancements works.
Conditions
24/1713/FH/CON
Approval of details pursuant to Condition 3 (Joinery) of planning permission 24/0665/FH.
Approved

View Planning Timeline