1 Cowden Mews, Cowden, Edenbridge, TN8 7JF

UPRN:50002006532Terrace Property2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band EEPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

1 Cowden Mews, Cowden, Edenbridge, TN8 7JF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£491,000

£466k - £515kHigh

Estimate

£491k

Range

£466k – £515k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.68%

Verdict

Derived from HomePortfolio scores

1 Cowden Mews earns an INVESTIGATE rating with HP Score 53/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 3Bike 21

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 50002006532· as of 13 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.84
- valuation_snapshotsrent estimate 1950/mo (range 1750-2100)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -787/mo, -40% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 205 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
149 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£338/mo
Cash on cash: -2.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 50002006532Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1950/mo (range 1750-2100)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1750-2100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 205 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£491,000

Rent Estimate (pcm)£1,950

Gross Yield4.68%

1y Growth-

3y Growth+2.1%

5y Growth+0.3%

10y Growth+3.2%

Last Sold Price£412,500 (2022-09-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TN8 7JF

Approval Rate

-12mo

Development

low

26/02409/WTCA
Beech tree - fell.
Rejected
26/02376/LBCALT
Listed building consent for works to an external beam at the rear of a Grade II listed property, involving removal of the rotten surface and associated previous cement mortar repairs while retaining the remainder of the original beam on the inside of the house. Resurface the beam with reclaimed heritage oak, with the connection timber-locked using 20mm oak dowels and re-establish the connection to the rafter. Remove cement render to 60mm above the beam and down the side of the jamb using a two-coat system lime mortar product, and paint the new oak work with linseed oil paint
Pending
WD/2026/1664/F
REINSTATEMENT OF FARMHOUSE TO SERVE AS A DWELLINGHOUSE WITH ASSOCIATED CARPORT BUILDING AND WORKSHOP/TRACTOR SHED (A PROPOSED FAITHFUL RECONSTRUCTION OF A NDHA)
Pending

View Planning Timeline

Ownership

Corporate Ownership71.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-09-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,969

Population Density-

Owner Occupied71%

Age Distribution

0-15 15%16-64 63%65+ 22%

View Area Profile

Schools Nearby

Hever Church of England Voluntary Aided Primary School
2.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Mary the Virgin Church of England Primary School
3.0 mi
-
Ashurst Wood Primary School
3.4 mi
Inspected as Ashurst Wood Primary School (URN 125929) on 15 Jul 2025
St Michael's Primary School
3.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Cowden Mews
-
£415k
-
1 Cowden Mews
-
£413k
-
5 Cowden Mews
-
£360k
-
2 Cowden Mews
-
£389k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN