1 Church Cottages, Church Street, Shoreham, Sevenoaks, TN14 7SB

UPRN:50002011591Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (62)

Data freshness:Price Paid· freshPlanning· 2mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

1 Church Cottages, Church Street, Shoreham, Sevenoaks, TN14 7SB

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£354,000

£336k - £371kHigh

Estimate

£354k

Range

£336k – £371k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

5.60%

Verdict

Derived from HomePortfolio scores

1 Church Cottages earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 8Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£300,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£43/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£354,000

Rent Estimate (pcm)£1,400

Gross Yield5.60%

1y Growth-

3y Growth+10.5%

5y Growth+4.3%

10y Growth+4.3%

Last Sold Price£210,000 (2026-04-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TN14 7SB

Approval Rate

100%12mo

Development

low

26/02797/WTPO
T.1 Maple crimson king tree - Reduce the tree overall by approx 1/3, by the removal of 3 - 3.5m in height and laterally. - Remove one low branch back to source. Reasons for the proposed work; Manage the size of the tree, remove branch to match the height of the rest of the low branches.
Pending
26/02747/WTCA
Various works to Trees.
Pending
26/02718/WTCA
Various works to trees.
Pending

View Planning Timeline