Cedar Bank, Dymchurch Road, New Romney, TN28 8UF

UPRN:50005001Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: C (74)

Data freshness:Price Paid· freshPlanning· 5mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Cedar Bank, Dymchurch Road, New Romney, TN28 8UF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£348,000

£331k - £365kHigh

Estimate

£348k

Range

£331k – £365k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Cedar Bank earns an INVESTIGATE rating with HP Score 69/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

42/ 100

Mixed

Transit & Bike

Transit 17Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£212/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£348,000

Rent Estimate (pcm)£1,400

Gross Yield4.80%

1y Growth-

3y Growth-1.9%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price£250,000 (2015-11-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1TN28 8UF

Approval Rate

-12mo

Development

low

26/1609/FH
Erection of energy peaking plant and associated infrastructure.
Pending
26/1505/FH
Extension of existing dropped kerb.
Pending
26/1478/FH
Rear & front extensions together with installation of dormer to the rear.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-11-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,355

Population Density1,485 /km²

Owner Occupied85%

Age Distribution

0-15 14%16-64 53%65+ 33%

View Area Profile

Schools Nearby

St Nicholas Church of England Primary Academy
0.5 mi
-
The Marsh Academy
0.5 mi
Good
Greatstone Primary School
2.0 mi
Good
Dymchurch Primary School
3.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Halcyon Dymchurch Road
-
£275k
-
Beacon Bank Dymchurch Road
-
£465k
-
Plough Inn Dymchurch Road
-
£240k
-
Romney Rye Dymchurch Road
-
£465k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN