The Gables, Stone Street, Lympne, Hythe, CT21 4LD

UPRN:50012173Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

The Gables, Stone Street, Lympne, Hythe, CT21 4LD

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£389,000

£369k - £408kHigh

Estimate

£389k

Range

£369k – £408k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

2.59%

Verdict

Derived from HomePortfolio scores

The Gables earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

33/ 100

Mixed

Transit & Bike

Transit 8Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£555,000-£633,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£555,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,050-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £185,550
Net cash flow: -£1,042/mo
Cash on cash: -6.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.64 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£389,000

Rent Estimate (pcm)£1,200

Gross Yield2.59%

1y Growth+35.9%

3y Growth+0.8%

5y Growth+1.4%

10y Growth+1.8%

Last Sold Price£315,000 (2023-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CT21 4LD

Approval Rate

-12mo

Development

low

26/1733/FH
Listed Building Consent for the erection of a 1.8m ragstone wall.
Pending
26/1686/FH/DD
T1 Pine fell to ground level.
Rejected
26/1561/FH
Works to trees subject to TPO No 5 of 1993 comprising of T1 - Oak raise lower crown by 4m in height and 2m laterally.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,355

Population Density122 /km²

Owner Occupied85%

Age Distribution

0-15 14%16-64 61%65+ 25%

View Area Profile

Schools Nearby

Lympne Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Palmarsh Primary School
1.5 mi
-
Brockhill Park Performing Arts College
1.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Augustine's Catholic Primary School
2.1 mi
-

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Myrtle Villas
-
£310k
-
Shop Stone Street
-
£315k
-
The Gables Stone Street
-
£315k
-
Brambledown Stone Street
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN