12 Cobden Road, Hythe, CT21 6EY

UPRN:50015427Mid Terrace House2 bedsBuilt England and Wales: before 1900

FreeholdCouncil Tax: -EPC: D (62)AI-Powered Intelligence

Data freshness:Planning· 2mo agoEPC· 2mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£324,000

£308k - £341kHigh

Estimate

£324k

Range

£308k – £341k

Rent Estimate (pcm)

£1,300

£1k - £1kMedium

Monthly

£1,300

Yield

4.03%

AI Verdict

Derived from HomePortfolio scores

AI summary

12 Cobden Road earns a BUY rating with HP Score 78/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (66/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

78/ 100

High

Investment Score

61/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

66/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Let agreed' - sale already progressing, not an actionable opportunity
estimate implies a 100% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £1,750
Net cash flow: £895/mo
Cash on cash: 613.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 256.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£1,300

Gross Yield4.03%

1y Growth+24.1%

3y Growth+0.7%

5y Growth+2.1%

10y Growth+3.1%

Last Sold Price£310,000 (2021-09-24)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonLow
MiningUnknown
Landslide3
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT21 6EY

Approval Rate

-12mo

Development

low

26/1381/FH/TCA
Works to trees in a conservation area comprising of T1 Cherry crown reduction of 3 metres vertically and 2.5 metres laterally and crown thinning 25%. T2 Plum crown reduction of 3 metres vertically and 1 metre laterally.
Pending
26/1360/FH
Works to trees subject to TPO No 16 of 2012 comprising of T1 Ash fell to ground level.
Pending
26/1340/FH/CON
Approval of details pursuant to conditions 3 (materials) & 5 (joinery) of planning permission 26/0771/FH.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£31,907

Population Density-

Owner Occupied66%

Age Distribution

0-15 10%16-64 54%65+ 36%

View Area Profile

Schools Nearby

Hythe Bay CofE Primary School
0.1 mi
Good
St Augustine's Catholic Primary School
0.8 mi
-
Saltwood CofE Primary School
0.9 mi
Good
Brockhill Park Performing Arts College
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

27 Cobden Road
-
£400k
-
4 Cobden Road
-
£360k
-
4 Cobden Road
-
£280k
-
6 Cobden Road
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN