23 Freshfield Lane, Saltwood, Hythe, CT21 4QH

UPRN:50016689Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: E (47)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

23 Freshfield Lane, Saltwood, Hythe, CT21 4QH

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£524,000

£419k - £629kLow

Estimate

£524k

Range

£419k – £629k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

3.69%

Verdict

Derived from HomePortfolio scores

23 Freshfield Lane earns an INVESTIGATE rating with HP Score 68/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

39/ 100

Mixed

Transit & Bike

Transit 14Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.7%; range width penalty ×0.70
- valuation_snapshotsrent estimate 1600/mo (range 1400-1800)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,148/mo, -72% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
202 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£520,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,400-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £173,300
Net cash flow: -£647/mo
Cash on cash: -4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1600/mo (range 1400-1800)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1400-1800)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£524,000

Rent Estimate (pcm)£1,600

Gross Yield3.69%

1y Growth+31.1%

3y Growth+0.8%

5y Growth+1.4%

10y Growth+1.8%

Last Sold Price£215,000 (2012-08-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT21 4QH

Approval Rate

-12mo

Development

low

26/1741/FH
Single storey rear and side extension and formation of new hardstanding front parking.
Pending
26/1735/FH/TCA
Work to tree in a Conservation Area comprising of T1 Walnut, overall crown reduction by 3 metres.
Pending
26/1722/FH/TCA
Works to trees in a conservation area comprising of reduce Fig tree back to its previous pruning points, by 1.5 metres in height and laterally.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-08-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,355

Population Density69 /km²

Owner Occupied82%

Age Distribution

0-15 14%16-64 54%65+ 32%

View Area Profile

Schools Nearby

St Augustine's Catholic Primary School
0.2 mi
Inspected as St Augustine's Catholic Primary School (URN 118761) on 28 Sep 2018
Saltwood CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Brockhill Park Performing Arts College
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hythe Bay CofE Primary School
0.8 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Freshfield Lane
-
£464k
-
21 Freshfield Lane
-
£375k
-
12 Freshfield Lane
-
£380k
-
5 Freshfield Lane
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN