15 Benson Lane, Hawkinge, Folkestone, CT18 7AQ

UPRN:50030676Mid Terrace HouseBeds -Built 1930-1949

Tenure: -Council Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

15 Benson Lane, Hawkinge, Folkestone, CT18 7AQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£245,000

£220k - £269kMedium

Estimate

£245k

Range

£220k – £269k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

4.75%

Verdict

Derived from HomePortfolio scores

15 Benson Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

31/ 100

Mixed

Transit & Bike

Transit 10Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: -£152/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£245,000

Rent Estimate (pcm)£950

Gross Yield4.75%

1y Growth-

3y Growth+0.7%

5y Growth+0.1%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CT18 7AQ

Approval Rate

-12mo

Development

low

26/1721/FH
Lawful Development Certificate (proposed) for the erection of single storey rear & side extensions & rooflight.
Pending
26/1565/FH
Lawful Development Certificate (existing) for the continued use of premises as a vehicle repair workshop & MOT centre.
Pending
26/1344/FH
Single storey rear extension.
Conditions

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,355

Population Density1,333 /km²

Owner Occupied61%

Age Distribution

0-15 23%16-64 62%65+ 15%

View Area Profile

Schools Nearby

The Churchill School
0.5 mi
Inspected as The Churchill School (URN 133367) on 23 May 2019
Hawkinge Primary School
0.7 mi
-
Harcourt Primary School
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Turner Free School
1.7 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Benson Lane
-
£195k
-
13 Benson Lane
-
£115k
-
16 Benson Lane
-
£190k
-
13 Benson Lane
-
£102k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN