21 Julian Road, Folkestone, CT19 5HW

UPRN:50033014Detached House6 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£955,000

£908k - £1.00MHigh

Estimate

£955k

Range

£908k – £1.00M

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

22.77%

Verdict

Derived from HomePortfolio scores

21 Julian Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 28Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£195,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,350-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £61,200
Net cash flow: £1,903/mo
Cash on cash: 37.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£955,000

Rent Estimate (pcm)£3,700

Gross Yield22.77%

1y Growth+130.4%

3y Growth-1.7%

5y Growth+2.2%

10y Growth+3.8%

Last Sold Price£875,000 (2021-06-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT19 5HW

Approval Rate

-12mo

Development

low

26/1736/FH/PA
Determination as to whether the prior approval of the Local Planning Authority is required under schedule 2, part 20 class A (General permitted development order 2015) for the enlargement of a block of flats by construction of an additional storey for for 1 x 2 bedroom apartment.
Pending
26/1719/FH/NMA
Non material amendment to planning permission 23/1949/FH to allow for design change of one of the doors and fan light to the north elevation.
Approved
26/1709/FH
Two storey side extension.
Pending

View Planning Timeline