29 Harvey Street, Folkestone, CT20 1LQ

UPRN:50046613End Terrace House4 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£273,000

£259k - £286kHigh

Estimate

£273k

Range

£259k – £286k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

9.53%

Verdict

Derived from HomePortfolio scores

29 Harvey Street earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

65/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 27Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £361/mo
Cash on cash: 8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£273,000

Rent Estimate (pcm)£1,350

Gross Yield9.53%

1y Growth-

3y Growth+1.9%

5y Growth+2.1%

10y Growth+5.4%

Last Sold Price£67,500 (2001-12-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CT20 1LQ

Approval Rate

-12mo

Development

low

26/1753/FH/NMA
Non Material Amendment to planning permission 26/0697/FH to allow for proposed white render on existing brickwork, solid front door and window alterations
Pending
26/1701/FH/CON
Approval of details pursuant to condition 10b (gate) 10c (railings) & 10d (doors) of planning permission 26/1097/FH.
Pending
26/1687/FH
Lawful Development Certificate (Proposed) for a change of use from C3 (dwelling house) to C4 (small HMO)
Pending

View Planning Timeline