The Well House, North Elham Hill, Elham, Canterbury, CT4 6UY

UPRN:50106195Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

The Well House, North Elham Hill, Elham, Canterbury, CT4 6UY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,757,000

£1.67M - £1.84MHigh

Estimate

£1.76M

Range

£1.67M – £1.84M

Rent Estimate (pcm)

£6,350

£6k - £7k

Monthly

£6,350

Yield

4.31%

Verdict

Derived from HomePortfolio scores

The Well House earns an INVESTIGATE rating with HP Score 63/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 3Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 50106195· as of 9 Oct 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.77
- valuation_snapshotsrent estimate 6350/mo (range 5650-7000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,930/mo, -46% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 554 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
139 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,327,500£1,991,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,770,000

At the asking price

Monthly rent£6,350/mo

Evidenced range £5,650-£7,000

Interest rate5.4%

Loan to value75%

Cash required: £658,450
Net cash flow: -£1,578/mo
Cash on cash: -2.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 50106195Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 6350/mo (range 5650-7000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6350/mo (range 5650-7000)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 554 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,757,000

Rent Estimate (pcm)£6,350

Gross Yield4.31%

1y Growth-

3y Growth-2.3%

5y Growth+0.0%

10y Growth+3.6%

Last Sold Price£800,000 (2010-08-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT4 6UY

Approval Rate

-12mo

Development

low

26/1747/FH/CON
Approval of details pursuant to Condition 15 and Condition 16 (tree protection area) of planning permission 26/1163/FH
Pending
26/1712/FH/CON
Approval of details pursuant to conditions 3 (materials), 4 (external appearance & fine detailing), 6 (hard & soft landscaping), 9 (water usage), 10 (external lighting), 11 (refuse) 12 (cycle storage), 13 (energy efficiency), 14 (EV charging point), 15 (tree protection), & 16 (tree monitoring) of planning permission 26/1163/FH.
Pending
26/1243/FH/TCA
Works to trees in a conservation area comprising of T1 Goat Willow pollard to 4 metres.
Approved

View Planning Timeline