Flat 1, 16 Moncrieff Gardens, Hythe, CT21 6FJ

UPRN:50117772Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Flat 1, 16 Moncrieff Gardens, Hythe, CT21 6FJ

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£153,000

£122k - £184kLow

Estimate

£153k

Range

£122k – £184k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

1.04%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 79/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

70/ 100

High

Crime Score

12/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 7Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£2,081/mo
Cash on cash: -9.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.26 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£153,000

Rent Estimate (pcm)£650

Gross Yield1.04%

1y Growth-

3y Growth+0.8%

5y Growth+1.4%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CT21 6FJ

Approval Rate

-12mo

Development

low

26/1739/FH/TCA
Works to trees in a conservation area comprising of T1 Elaeagnus fell to ground level.
Pending
26/1752/FH
Listed Building Consent for the replacement of 1 rear window.
Pending
26/1714/FH
Works to trees subject to TPO No 12 of 1991 comprising of T1 Oak crown reduction of 4 metres vertically and 2 metres laterally.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.3%
Overseas OwnershipNo
Lease Term Remaining112 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,355

Population Density1,797 /km²

Owner Occupied85%

Age Distribution

0-15 10%16-64 43%65+ 47%

View Area Profile

Schools Nearby

Hythe Bay CofE Primary School
0.6 mi
Good
Saltwood CofE Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Augustine's Catholic Primary School
1.0 mi
-
Seabrook Church of England Primary School
1.3 mi
Good

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Moncrieff Gardens
-
£640k
-
16 Moncrieff Gardens
-
£98k
-
9 Moncrieff Gardens
-
£630k
-
26 Moncrieff Gardens
-
£815k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN