4 Chester Terrace, London, NW1 4ND

UPRN:5049440End Terrace House5 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band HEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£6,698,000

£6.36M - £7.03MHigh

Estimate

£6.70M

Range

£6.36M – £7.03M

Rent Estimate (pcm)

£29,150

£27k - £31k

Monthly

£29,150

Yield

5.88%

Verdict

Derived from HomePortfolio scores

4 Chester Terrace earns an AVOID rating with HP Score 61/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

95/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 74Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£5,950,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£5,950,000

At the asking price

Monthly rent£29,150/mo

Evidenced range £26,850-£31,450

Interest rate5.4%

Loan to value75%

Cash required: £2,414,050
Net cash flow: £100/mo
Cash on cash: 0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£6,698,000

Rent Estimate (pcm)£29,150

Gross Yield5.88%

1y Growth-

3y Growth-9.6%

5y Growth-2.1%

10y Growth-0.7%

Last Sold Price£1,998,000 (2003-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

9NW1 4ND

Approval Rate

100%12mo

Development

low

2026/4832/P
Details to discharge Condition 25 (Crossrail 2 Construction Method Statement) of planning reference 2023/5240/P dated 26/01/26 for redevelopment of Euston Tower comprising retention of parts of the existing building (including central core, basement and foundations) and erection of a new building incorporating these retained elements, to provide a 32-storey mixed-use building providing offices and research and development floorspace (Class E(g)) and office, retail, café and restaurant space (Class E) and Enterprise Space (Class E/F) at ground and first floors, and associated external terraces; public realm enhancements, including new landscaping and provision of new publicly accessible steps and ramp; short and long stay cycle storage; servicing; refuse storage; plant and other ancillary and associated work
Pending
2026/4773/L
Internal refurbishment and reconfiguration of wings 1.3 and 1.4; associated works on the first, second and third floors to improve the laboratory environments and associated spaces; and relocation of the partitions in the central stairwell.
Approved
2026/4781/P
Request for scoping opinion under Regulation 15 of the Town and Country Planning Environmental Impact Assessment (EIA) Regulations 2017, for phased mixed use development including demolition of 1 Eversholt Street and its podium, the piazza and Ampthill Square Estate Community Building (Barnby Street); the erection of buildings (some with basements) to deliver up to: approx. 365,000m2 Gross External Area (GEA) residential uses (Classes C1, C2, C3 and Sui Generis); approx. 590,000m2 GEA of commercial, business and service uses (Class E and Sui Generis), approx. 95,000m2 GEA of leisure, culture and education (including entertainment use) (Classes F1 and Sui Generis); approx. 15,000m2 GEA of community and social infrastructure (Classes F2 and Sui Generis); and approx. 60,000 GEA of Residential Institution floorspace (medical uses) (Use Class C2). Some of the preceding uses will not be built out to their full parameter limits with the total quantum of development capped to not exceed 650,000m2 GEA.
Pending

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