Flat 42, Highstone Mansions, 84 Camden Road, London, NW1 9DY

UPRN:5054589Purpose Built Flat1 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Flat 42, Highstone Mansions, 84 Camden Road, London, NW1 9DY

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£301,000

£286k - £316kHigh

Estimate

£301k

Range

£286k – £316k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

6.00%

Verdict

Derived from HomePortfolio scores

Flat 42 earns an INVESTIGATE rating with HP Score 72/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

59/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Transit 100Bike 78

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 5054589· as of 9 Oct 2026
Rental economics7.5/40
gross yield 6.0%; range width penalty ×0.93
- valuation_snapshotsrent estimate 1500/mo (range 1400-1600)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -460/mo, -31% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 31 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
284 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £26/mo
Cash on cash: 0.3%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5054589Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1500/mo (range 1400-1600)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1400-1600)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£301,000

Rent Estimate (pcm)£1,500

Gross Yield6.00%

1y Growth+0.0%

3y Growth-9.6%

5y Growth-2.1%

10y Growth-0.7%

Last Sold Price£340,000 (2023-05-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NW1 9DY

Approval Rate

-12mo

Development

low

2026/4814/T
REAR GARDEN: 1 x Birch (T1) - Reduce branches overhanging rear neighbour back to boundary, approx. 1m reduction and reduce height by approx. 1m to match other birch tree, shaping top edge of crown to balance shape. 1 x Birch (T2) - Reduce branches overhanging rear neighbour back to boundary, approx. 1m reduction. FRONT GARDEN: 1 x Privet hedge (T3) - Trim top with hedge cutters to promote denser growth.
Pending
2026/4819/T
FRONT GARDEN: 1 x Ceanothus (T4) - Lift overhanging branches away from privet hedge, creating 1m clearance.
Pending
2026/4776/P
Installation of mechanical plant (1 x gas cooler, 3 x A/C units) on first floor level of roof onto service alley
Pending

View Planning Timeline

Ownership

Corporate Ownership36.5%
Overseas OwnershipNo
Lease Term Remaining91 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-05-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,088

Population Density-

Owner Occupied23%

Age Distribution

0-15 9%16-64 81%65+ 10%

View Area Profile

Schools Nearby

Hawley Primary School
0.1 mi
Good
Our Lady Roman Catholic Primary School
0.2 mi
Outstanding
The Cavendish School
0.3 mi
Inspected by ISI
Holy Trinity and Saint Silas CofE Primary School, NW1
0.3 mi
Report card2025
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Highstone Mansions, 84 Camden Road
-
£175k
-
Highstone Mansions, 84 Camden Road
-
£340k
-
Highstone Mansions, 84 Camden Road
-
£375k
-
Highstone Mansions, 84 Camden Road
-
£356k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN