34 Mornington Terrace, London, NW1 7RS

UPRN:5068213Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£2,936,000

£2.79M - £3.08MHigh

Estimate

£2.94M

Range

£2.79M – £3.08M

Rent Estimate (pcm)

£12,800

£12k - £14k

Monthly

£12,800

Yield

24.58%

Verdict

Derived from HomePortfolio scores

34 Mornington Terrace earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 95Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£12,800/mo

Evidenced range £11,700-£13,850

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: £6,752/mo
Cash on cash: 38.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 6.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,936,000

Rent Estimate (pcm)£12,800

Gross Yield24.58%

1y Growth+64.2%

3y Growth-9.6%

5y Growth-2.1%

10y Growth-0.7%

Last Sold Price£2,900,000 (2022-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3NW1 7RS

Approval Rate

-12mo

Development

low

2026/4820/P
Alterations to the exterior to combat graffiti incorporating replacement tiling to external face at ground floor, repair or replace granite sill, clean Portland stone and remove all paint and replace external signage.
Pending
2026/4861/A
Replacement signage including internally illuminated fascia signs, internally illuminated atm surrounds and internally illuminated projecting sign.
Pending
2026/4776/P
Installation of mechanical plant (1 x gas cooler, 3 x A/C units) on first floor level of roof onto service alley
Pending

View Planning Timeline