Elm Cottage, Fitzroy Park, London, N6 6HS

UPRN:5068254Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: E (52)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Elm Cottage, Fitzroy Park, London, N6 6HS

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£3,267,000

£2.61M - £3.92MLow

Estimate

£3.27M

Range

£2.61M – £3.92M

Rent Estimate (pcm)

£11,750

£11k - £13k

Monthly

£11,750

Yield

1.82%

Verdict

Derived from HomePortfolio scores

Elm Cottage earns an INVESTIGATE rating with HP Score 70/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

55/ 100

Moderate

Transit & Bike

Transit 40Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£7,750,000

At the asking price

Monthly rent£11,750/mo

Evidenced range £10,600-£12,900

Interest rate5.4%

Loan to value75%

Cash required: £3,170,050
Net cash flow: -£18,022/mo
Cash on cash: -6.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.45 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,267,000

Rent Estimate (pcm)£11,750

Gross Yield1.82%

1y Growth-

3y Growth-4.4%

5y Growth-2.5%

10y Growth-0.7%

Last Sold Price£1,050,000 (2008-11-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0N6 6HS

Approval Rate

-12mo

Development

low

HGY/2026/3020
Eucalyptus - Crown reduce the height by approx 3.0m Crown reduce the spread to balance and shape (approx. 1.5m) Crown thin by 10% and remove dead wood Maintenance works in line with good arboricultural practice
Pending
2026/4887/T
DD 5 Day Notice REAR GARDEN: 1 x Mimosa (T1) - Fell to ground level.
Pending
2026/4879/T
DD 5 Day Notice REAR GARDEN: 1 x Walnut (T1) - Fell to ground level.
Pending

View Planning Timeline