Flat 104, 30–40 Grafton Way, London, WC1E 6DY

UPRN:5084089Purpose Built Flat3 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band DEPC: C (73)

Data freshness:Price Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Flat 104, 30–40 Grafton Way, London, WC1E 6DY

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£457,000

£411k - £503kMedium

Estimate

£457k

Range

£411k – £503k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

3.26%

Verdict

Derived from HomePortfolio scores

Flat 104 earns an INVESTIGATE rating with HP Score 62/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (100/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

64/ 100

Moderate

100

Crime Score

100/ 100

Elevated

100

Walkability

100/ 100

Excellent

Transit & Bike

Transit 100Bike 72

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -53.2% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 5084089· as of 9 Oct 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.88
- valuation_snapshotsrent estimate 1900/mo (range 1750-2050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,964/mo, -103% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity7.4/15
10 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£525,000£805,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£699,999

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£1,047/mo
Cash on cash: -5.3%
Score at this price: 7

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.80 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5084089Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1900/mo (range 1750-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1750-2050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£457,000

Rent Estimate (pcm)£1,900

Gross Yield3.26%

1y Growth-

3y Growth-5.3%

5y Growth-4.8%

10y Growth-2.4%

Last Sold Price£625,000 (2021-09-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

-WC1E 6DY

Approval Rate

-12mo

Development

2026/4584/L
Internal alterations and refurbishments, including reconfigured bathrooms, alterations to partitions and doors, and reinstatement of traditional cornices and joinery.
Pending
2026/4810/P
Details pursuant to Condition 7(b) (Brickwork) of planning permission ref. 2023/5470/P (dated 12/03/2025) for: Deep refurbishment of existing building including new facades; erection of replacement roof extension with terrace to rear; reopening of lightwell to front and reconfiguration of entrance area; demolition of two storey outrigger and replacement with three storeys plus plant enclosure; single storey rear infill extension to existing car park with terrace above; erection of full height stair rear core extension.
Pending
2026/4793/P
Details pursuant to condition 3 (Crossrail 2 Infrastructure), Part 4 (Substructure elements associated with TfL areas) of planning permission 2022/1041/P dated 17/07/2024 (for Demolition of the British Library Centre for Conservation, alterations to the British Library and erection of a new building)
Pending

View Planning Timeline

Ownership

Corporate Ownership10.6%
Overseas OwnershipNo
Lease Term Remaining138 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-09-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,088

Population Density-

Owner Occupied25%

Age Distribution

0-15 11%16-64 79%65+ 10%

View Area Profile

Schools Nearby

University College London
0.2 mi
-
Netley Primary School
0.2 mi
Good
Camden Primary Pupil Referral Unit
0.2 mi
Good
All Souls CofE Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

0 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 - 40 Grafton Way
-
£400k
-
30 - 40 Grafton Way
-
£1.32M
-
30 - 40 Grafton Way
-
£625k
-
30 - 40 Grafton Way
-
£885k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN