Flat A, 12 Millfield Lane, London, N6 6JD

UPRN:5088956Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: Band FEPC: C (69)

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat A, 12 Millfield Lane, London, N6 6JD

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,095,000

£876k - £1.31MLow

Estimate

£1.09M

Range

£876k – £1.31M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

4.16%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 75/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 27Bike 69

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.2%; range width penalty ×0.74
- valuation_snapshotsrent estimate 3950/mo (range 3500-4400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,036/mo, -52% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
153 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,140,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,500-£4,400

Interest rate5.4%

Loan to value75%

Cash required: £401,050
Net cash flow: -£1,113/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3950/mo (range 3500-4400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3950/mo (range 3500-4400)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,095,000

Rent Estimate (pcm)£3,950

Gross Yield4.16%

1y Growth-

3y Growth-4.4%

5y Growth-2.5%

10y Growth-0.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6N6 6JD

Approval Rate

100%12mo

Development

low

2026/4890/T
REAR GARDEN: Row of Ash (G1) - Reduce by 3m to contain growth, crown lift over properties to provide clearance of 3.5m from ground level and remove any defective branch wood. 2 x Arizona Cypress (G2) - Trim over garden by up to 2m. 1 x Leyland Cypress (T3) - Cut back by 1m to tidy. Reduce height by 2m. 1 x Cherry (T4) - Reduce over-extended growth by 1.5m to tidy. Remove any defective branch wood.
Pending
2026/4903/T
REAR GARDEN: 1 x Bay (T2) - Prune overhanging sections by up to 1m.
Pending
2026/4871/T
REAR GARDEN: 1 x Cherry (T1) - Reduce crown back to previous and most reduction points (approx. 1.2m all round). Thin crown density by 20%. FRONT GARDEN: 1 x Olive (T3) - Reduce over extended growth hard back into the main crown structure and back to previous reduction points (approx. 1.4m) to form a more compact crown profile. Thin crown density by approx. 25% to ensure adequate clearance of the pavement.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,088

Population Density991 /km²

Owner Occupied72%

Age Distribution

0-15 14%16-64 60%65+ 26%

View Area Profile

Schools Nearby

La Sainte Union Catholic Secondary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
William Ellis School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Parliament Hill School
0.4 mi
OutstandingImproving
Brookfield Primary School
0.5 mi
Good

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Millfield Lane
-
£4.00M
-
2 Millfield Lane
-
£2.50M
-
16 Millfield Lane
-
£7.00M
-
8 Millfield Lane
-
£2.88M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN