12 Albert Terrace, Bristol, BS16 3HT

UPRN:51370Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£294,000

£265k - £324kMedium

Estimate

£294k

Range

£265k – £324k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

6.67%

Verdict

Derived from HomePortfolio scores

12 Albert Terrace earns an INVESTIGATE rating with HP Score 57/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

60/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

78/ 100

High

Transit & Bike

Transit 30Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: £127/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£294,000

Rent Estimate (pcm)£1,500

Gross Yield6.67%

1y Growth-

3y Growth+1.0%

5y Growth+2.5%

10y Growth+3.8%

Last Sold Price£222,500 (2021-06-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS16 3HT

Approval Rate

-12mo

Development

low

26/13698/COND
Application for approval of details reserved by condition no. 10 (Public Art Plan) of permission 23/02840/F - Development of the site including the demolition of 1 no. existing building to provide a replacement learning disability & autism inpatient facility (Use Class C2) with landscaping and associated works.
Pending
26/13697/X
Application for variation or removal of Condition Nos. 2(renewable energy) 3(Solar panels) 8 (List of approved plans and drawings) following grant of planning permission 22/04466/F (Conversion of existing dwelling to form a 1-person, 1 bedroom flat and 2-bedroom, 3-person maisonette by conversion of ground floor garage store area in living space.)
Pending
26/13631/H
Erection of a single-storey detached annexe.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,051

Population Density4,191 /km²

Owner Occupied57%

Age Distribution

0-15 14%16-64 69%65+ 17%

View Area Profile

Schools Nearby

St Matthias Academy
0.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Fishponds CofE Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bristol Metropolitan Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Chester Park Infant School
0.3 mi
-

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Albert Terrace
-
£320k
-
19 Albert Terrace
-
£258k
-
12 Albert Terrace
-
£223k
-
4 Albert Terrace
-
£238k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN