12 Belmont Street, London, NW1 8HH

UPRN:5194712Terrace Property4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£2,137,000

£2.03M - £2.24MHigh

Estimate

£2.14M

Range

£2.03M – £2.24M

Rent Estimate (pcm)

£9,300

£9k - £10k

Monthly

£9,300

Yield

4.75%

Verdict

Derived from HomePortfolio scores

12 Belmont Street earns an INVESTIGATE rating with HP Score 72/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

45/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 82Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

5 live adverts with different prices, types or bedrooms on one UPRN (£2,150,000-£2,990,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,350,000

At the asking price

Monthly rent£9,300/mo

Evidenced range £8,500-£10,100

Interest rate5.4%

Loan to value75%

Cash required: £902,050
Net cash flow: -£1,493/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,137,000

Rent Estimate (pcm)£9,300

Gross Yield4.75%

1y Growth-

3y Growth-9.6%

5y Growth-2.1%

10y Growth-0.7%

Last Sold Price£730,000 (2007-01-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NW1 8HH

Approval Rate

-12mo

Development

low

2026/4864/T
REAR GARDEN: 1 x Sycamore & 2 x Ash (TG1) - Reduce by removing around 3m branch length back to previous pruning points leaving growth.
Pending
2026/4851/T
COURTYARD AREA (SEE PLAN): 1 x Mulberry (T1) - Reduce crown to previous pruning points, approx. 2m reduction. 1 x Cherry (T2) - Reduce crown to previous pruning points, approx. 3m reduction. 1 x Cherry (T3) - Reduce crown to previous pruning points, approx. 1m reduction.
Pending
2026/4861/A
Replacement signage including internally illuminated fascia signs, internally illuminated atm surrounds and internally illuminated projecting sign.
Pending

View Planning Timeline

Ownership

Corporate Ownership36.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-01-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,088

Population Density-

Owner Occupied22%

Age Distribution

0-15 15%16-64 72%65+ 13%

View Area Profile

Schools Nearby

Haverstock School
0.1 mi
-
Rhyl Community Primary School
0.2 mi
Outstanding
Harmood School
0.2 mi
Good
Holy Trinity and Saint Silas CofE Primary School, NW1
0.3 mi
Report card2025
Ofsted no longer awards a single overall grade.

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6A Belmont Street
-
£666k
-
10 Belmont Street
-
£3.70M
-
4B Belmont Street
-
£397k
-
10 Belmont Street
-
£1.50M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN