16 Ashby Street, London, EC1V 0ED

UPRN:5300003994Mid Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (56)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,418,000

£1.35M - £1.49MHigh

Estimate

£1.42M

Range

£1.35M – £1.49M

Rent Estimate (pcm)

£5,650

£5k - £6k

Monthly

£5,650

Yield

15.07%

Verdict

Derived from HomePortfolio scores

16 Ashby Street earns an INVESTIGATE rating with HP Score 61/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

68/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 100Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£5,650/mo

Evidenced range £5,100-£6,200

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £2,393/mo
Cash on cash: 19.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,418,000

Rent Estimate (pcm)£5,650

Gross Yield15.07%

1y Growth-

3y Growth-8.2%

5y Growth-5.1%

10y Growth-1.1%

Last Sold Price£1,135,000 (2020-10-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4EC1V 0ED

Approval Rate

-12mo

Development

low

26/01615/MDC
Submission of Generator Details pursuant to condition 27 of planning permission 24/00176/FULL dated 08.12.2025
Pending
26/01613/MDC
Submission of Circular Economy Statement, Whole Life-Cycle Carbon Assessment, Energy Assessment and Climate Change Resilience Sustainability Statement pursuant to conditions 9, 11, 13 and 18 respectively of planning permission 24/00176/FULL dated 08.12.2025.
Pending
P2026/2909/LBC
Structural remediation of the rear closet wing: taking down and rebuilding of the first floor east flank and south end walls, and rebuilding of the ground floor walls in solid brickwork [Full planning applcation reference P2026/2908/FUL also submitted]
Pending

View Planning Timeline