Flat 4, 5 Bardolph Road, London, N7 0NJ

UPRN:5300006165Converted Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band DEPC: C (74)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£604,000

£543k - £664kMedium

Estimate

£604k

Range

£543k – £664k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

6.35%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 75/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 71Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 16% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +15.6% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 5300006165· as of 9 Nov 2026
Rental economics9/40
gross yield 6.4%; range width penalty ×0.83; the estimate this rent rides on sits 16% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2700/mo (range 2450-2950)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -297/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 306 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.8/15
281 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£382,500£586,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£510,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £169,800
Net cash flow: £148/mo
Cash on cash: 1.0%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5300006165Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2700/mo (range 2450-2950)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-2950)
Rental economics needs verification before you rely on it
sale estimate 16% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£604,000

Rent Estimate (pcm)£2,700

Gross Yield6.35%

1y Growth-

3y Growth+0.9%

5y Growth+0.2%

10y Growth+1.3%

Last Sold Price£175,000 (2001-09-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3N7 0NJ

Approval Rate

0%12mo

Development

low

P2026/2910/PRA
Prior Approval Application under Schedule 2, Part 20 Class AB of The Town and Country Planning (General Permitted Development) (England) Order 2015 for an upward extension of existing terraced buildings by one additional storey to create 6 new flats.
Pending
P2026/2905/TRE
Tree location - rear garden Access - via garages to rear T1 - Approx. H14 S8 60DBH Lime Remove regrowth to form bare framework for future management (approx. 2m) T2 - Approx. H10 S6 30DBH Sycamore Crown reduce height and sides by 1-2m Sever Ivy T3 - Approx. H8 S4 25DBH Pear Remove deadwood T4 - Approx. H14 S8 48DBH Ash Crown reduce height and sides by 3m Sever/shave off excess Ivy T5 - Approx. H5 S4 25DBH Malus Crown reduce height by 1-2m Reduce laterals by 0.5-1m Remove deadwood T6 - Approx. H14 S8 25DBH Sycamore Crown reduce height and sides by 1-2m Sever Ivy T7 - Approx. H14 S6 28DBH Ash Crown reduce height and sides by 1-2m Sever Ivy T8 - Approx. H3 S2 10DBH self set Elder Fell as close as possible to ground level Apply appropriate herbicide T9 - Approx. H3 S2 10DBH self set Scyamore Fell as close as possible to ground level Apply appropriate herbicide T10 - Approx. H4 S2 15DBH dying Conifer Fell as close as possible to ground level T11 - Approx. H6 S2 20DBH dying Conifer Fell as close as possible to ground level T12 - Approx. H3 S3 16DBH Cherry laurel Formatively prune T13 - Approx. H5 S5 20DBH Cherry laurel Formatively prune T14 - Approx. H3 S3 15DBH Prunus Formatively prune GRP1 - various vegetation, bramble/vines, Ivy, shrubs Strim all vegetation as close as possible to ground level. Remove Ivy on garage wall. Shape any remaining shrubs to form neater specimen
Pending
2026/4868/T
FRONT GARDEN: 1 x Amelanchier (T1) - Reduce crown to previous points of reduction, 1m approx. branch removal.
Pending

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