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Flat B, 45 Gerrard Road, London, N1 8AX

UPRN:5300035255Converted Flat2 bedsBuilt before 1900
LeaseholdCouncil Tax: Band FEPC: D (65)
Data freshness:Listing· 3mo agoListing: stale, refreshed 3mo ago (2026-07-27T02:50:31.139348+00:00)Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T14:03:52.134228+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:44:21.091698+00:00)Ownership· freshOwnership: fresh, refreshed today (2026-11-06T18:34:39.595484+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
Flat B, 45 Gerrard Road, London, N1 8AX

HP Score

Strong
Verdict
today
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
20 of 21 sources
Sale Estimate
£1,027,000
£976k - £1.08MHigh
Estimate
£1.03M
Range
£976k – £1.08M
Rent Estimate (pcm)
£5,100
£5k - £6k
Monthly
£5,100
Yield
5.96%

Verdict

Derived from HomePortfolio scores

Flat B earns an INVESTIGATE rating with HP Score 75/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
75/ 100
Strong
Investment Score
66/ 100
Moderate
Crime Score
38/ 100
Elevated
Walkability
83/ 100
High
Transit & Bike
Transit 83Bike 73
Walk Score, out of 100

Valuation & Market

Sale Estimate£1,027,000
Rent Estimate (pcm)£5,100
Gross Yield5.96%
1y Growth-
3y Growth-1.3%
5y Growth-0.6%
10y Growth+0.5%
Last Sold Price-

Risk Overview

  • Flood RiskUnknown
  • SubsidenceSignificant
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
0N1 8AX
Approval Rate
-12mo
Development
low
  • P2026/2894/TRE
    My client would like to reduce a Sycamore (T1) by removing 4m branch length. Their reason is to maintain it's size in relation to the small garden and space it is growing in.
    Pending
  • P2026/2856/LBC
    Proposed window replacement. Removal of existing first floor rear extension. Extension and changes to the existing ground floor rear extension. New kitchen, bathroom and ensuite. Addition of internal insulated wall lining, solar roof panels, ASHP & battery [Full planning application reference P2026/2857/FUL also submitted].
    Pending
  • P2026/2857/FUL
    Proposed window replacement. Removal of existing first floor rear extension. Extension and changes to the existing ground floor rear extension. New kitchen, bathroom and ensuite. Addition of internal insulated wall lining, solar roof panels, ASHP & battery [Listed Building Consent reference: P2026/2856/LBC also submitted].
    Pending

Ownership

  • Corporate Ownership43.2%
  • Overseas OwnershipNo
  • Lease Term Remaining87 yrs
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change-
  • SourceLand Registry

Connectivity

Broadband (Standard)
13 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£47,411
Population Density-
Owner Occupied40%
Age Distribution
0-15 10%16-64 77%65+ 13%

Schools Nearby

  • St John Evangelist Catholic Primary School
    0.1 mi
    Good
  • Richard Cloudesley School
    0.2 mi
    Outstanding
  • Hanover Primary School
    0.2 mi
    GoodConcerns
  • City of London Academy Islington
    0.3 mi

    Inspected as Islington Green School (URN 100454) on 6 Jun 2007

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 41B Gerrard Road
    -
    £1.55M
    -
  • 41B Gerrard Road
    -
    £1.45M
    -
  • 42A Gerrard Road
    -
    £1.05M
    -
  • 41A Gerrard Road
    -
    £1.30M
    -