30 Hatchard Road, London, N19 4NH

UPRN:5300041305Terrace Property4 bedsBuilt 1900-1929

Tenure: -Council Tax: Band FEPC: E (44)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,223,000

£1.10M - £1.34MMedium

Estimate

£1.22M

Range

£1.10M – £1.34M

Rent Estimate (pcm)

£5,450

£5k - £6k

Monthly

£5,450

Yield

7.27%

Verdict

Derived from HomePortfolio scores

30 Hatchard Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 61Bike 80

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 26% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +26.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 5300041305· as of 12 Oct 2026
Rental economics15.1/40
gross yield 7.3%; range width penalty ×0.83; the estimate this rent rides on sits 26% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 5450/mo (range 4950-5950)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin1.4/30
stressed cash flow +79/mo, +1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
186 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£675,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£5,450/mo

Evidenced range £4,950-£5,950

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: £736/mo
Cash on cash: 2.9%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5300041305Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 5450/mo (range 4950-5950)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5450/mo (range 4950-5950)
Rental economics needs verification before you rely on it
sale estimate 26% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,223,000

Rent Estimate (pcm)£5,450

Gross Yield7.27%

1y Growth-

3y Growth+0.5%

5y Growth+1.3%

10y Growth+1.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N19 4NH

Approval Rate

-12mo

Development

low

P2026/2864/TRE
T1- Black Locust / False Acacia (Robinia pseudoacacia) Reduce the overall crown height by up to 2–3 metres and lateral crown spread by up to 1.5–2 metres, subject to the availability of suitable pruning points. All pruning shall be undertaken in accordance with BS 3998:2010, Section 7.7. Pruning cuts shall be made to suitable lateral branches, retaining the natural form and characteristic shape of the species.
Pending
P2026/2860/TRE
Pear - Crown reduce the height approx. 30cm below the previous reduction points (approx. 1.0m) Crown reduce the spread to balance and shape (approx. 0.5m) Apple - Crown reduce the height approx. 30cm below the previous reduction points (approx. 1.0m) Crown reduce the spread to balance and shape (approx. 0.5m) Pear - Crown reduce the height approx. 30-40cm below the previous reduction points (approx. 1.8m) Crown reduce the spread to balance and shape (approx. 1.0m) Maintenance works in line with good arboricultural practice
Approved
P2026/2849/FUL
Amalgamation of two existing residential units into one single family dwelling. Raise height of existing outrigger and extension by 380mm and 300mm. Installation of new windows and rooflight. Replacement windows and doors. Refurbishment of existing roof terrace including replacement railings and creation of additional roof terrace.
Pending

View Planning Timeline