104 Hemingford Road, London, N1 1DE

UPRN:5300042640End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: D (58)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£2,809,000

£2.53M - £3.09MMedium

Estimate

£2.81M

Range

£2.53M – £3.09M

Rent Estimate (pcm)

£11,550

£11k - £13k

Monthly

£11,550

Yield

4.62%

Verdict

Derived from HomePortfolio scores

104 Hemingford Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

93/ 100

Excellent

Transit & Bike

Transit 54Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£3,000,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,000,000

At the asking price

Monthly rent£11,550/mo

Evidenced range £10,550-£12,600

Interest rate5.4%

Loan to value75%

Cash required: £1,175,050
Net cash flow: -£2,129/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,809,000

Rent Estimate (pcm)£11,550

Gross Yield4.62%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.5%

Last Sold Price£873,000 (2005-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

6N1 1DE

Approval Rate

100%12mo

Development

low

P2026/2887/AOD
Approval of Details pursuant to Condition 4 of planning permission Ref:P2024/0549 Dated 21/03/2025
Pending
P2026/2875/TRE
T1 - Lime - Reduce/pollard to previous reduction points. 2m approx. branch removal T2 - Lime - Pollard, down to historic pollard points at approx. 6m from ground level. This tree has very significant decay at the site of a wound at the base of the main stem.
Pending
P2026/2884/TRE
TPO Tree T1 - Eucalyptus - Prune to clear building by 3m by removal of smaller diameter branches - this tree leans towards, and grows over the roof of the adjacent property - this work is required to maintain clearance from the property Non TPO trees - T2, T3, Leylandii - remove all growth overhanging property to rear (2m approx. lateral branch removal)
Pending

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-10-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density7,652 /km²

Owner Occupied57%

Age Distribution

0-15 15%16-64 67%65+ 18%

View Area Profile

Schools Nearby

Thornhill Primary School
0.2 mi
Good
St Andrew's (Barnsbury) CofE Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Bridge Integrated Learning Space
0.3 mi
Outstanding
New River College Primary
0.3 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

120 Hemingford Road
-
£3.50M
-
132B Hemingford Road
-
£1.50M
-
132A Hemingford Road
-
£1.44M
-
144 Hemingford Road
-
£2.83M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN