Flat 14B, York House, 14 Highbury Crescent, London, N5 1RP

UPRN:5300043205Converted Flat1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 14B, York House, 14 Highbury Crescent, London, N5 1RP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£635,000

£572k - £699kMedium

Estimate

£635k

Range

£572k – £699k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

6.33%

Verdict

Derived from HomePortfolio scores

Flat 14B earns an INVESTIGATE rating with HP Score 69/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

65/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 82Bike 74

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +13.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 5300043205· as of 13 Oct 2026
Rental economics9.1/40
gross yield 6.3%; range width penalty ×0.86
- valuation_snapshotsrent estimate 2900/mo (range 2650-3150)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -319/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
190 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,650-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £151/mo
Cash on cash: 1.0%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5300043205Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2900/mo (range 2650-3150)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2900/mo (range 2650-3150)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£635,000

Rent Estimate (pcm)£2,900

Gross Yield6.33%

1y Growth-

3y Growth-2.9%

5y Growth-0.5%

10y Growth+0.4%

Last Sold Price£380,000 (2012-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N5 1RP

Approval Rate

-12mo

Development

low

P2026/2888/TRE
T1 Ash Remove dead stub to north over highway Crown lift low epicormic growth to 4m height" T2 English oak Crown lift to 5m height from ground level including removal of epicormic growth to this height Crown clean Remove major deadwood T3 Sycamore Remove major deadwood including 2 no. dead sub leaders to south / south east T4 Tree of heaven Remove major deadwood Remove epicormic growth to 7m height
Pending
P2026/2887/AOD
Approval of Details pursuant to Condition 4 of planning permission Ref:P2024/0549 Dated 21/03/2025
Pending
P2026/2875/TRE
T1 - Lime - Reduce/pollard to previous reduction points. 2m approx. branch removal T2 - Lime - Pollard, down to historic pollard points at approx. 6m from ground level. This tree has very significant decay at the site of a wound at the base of the main stem.
Pending

View Planning Timeline