Flat 3, 32 Hillmarton Road, London, N7 9JF

UPRN:5300047313Flat/MaisonetteBeds -Built before 1900

LeaseholdCouncil Tax: Band DEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 3, 32 Hillmarton Road, London, N7 9JF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£595,000

£535k - £654kMedium

Estimate

£595k

Range

£535k – £654k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

9.45%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 74/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

88/ 100

Excellent

Transit & Bike

Transit 80Bike 81

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 45% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +44.5% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 5300047313· as of 9 Oct 2026
Rental economics29.1/40
gross yield 9.5%; range width penalty ×0.82; the estimate this rent rides on sits 45% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2600/mo (range 2350-2850)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 45% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin15/30
stressed cash flow +389/mo, +15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 479 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
281 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£305,000£379,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£330,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,350-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £106,800
Net cash flow: £686/mo
Cash on cash: 7.7%
Score at this price: 57

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5300047313Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2600/mo (range 2350-2850)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 45% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2350-2850)
Rental economics needs verification before you rely on it
sale estimate 45% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£595,000

Rent Estimate (pcm)£2,600

Gross Yield9.45%

1y Growth-

3y Growth+0.9%

5y Growth+0.2%

10y Growth+1.3%

Last Sold Price£345,000 (2010-12-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N7 9JF

Approval Rate

-12mo

Development

low

P2026/2874/TRE
Tree Number - T1 Tree Type - Lime (Tilia europaea) Approx. Diameter at 1.5m -0.8 Approx. Height -14m Approx. Crown Spread Diameter - 8m Location - see map Service - Repollard Work Required - Re-pollard back to previous pruning points by removing approximately (4m) from height and(4m) lateral growth, to include removal of all epicormic and basal growth Reason - Tree maintenance Priority Code -on
Pending
P2026/2861/TRE
T1 Ash of the submitted MWA Arboricultural Report Works: Remove (fell) to near ground level and treat stump to inhibit regrowth. T4 Pear of the submitted MWA Arboricultural Report Works: Remove (fell) to near ground level and treat stump to inhibit regrowth. Reason: Clay shrinkage subsidence damage at the subject property.
Pending
P2026/2859/PRA
Notification of Prior Approval for the change of use of the buildings in existing commercial use (Class E) to residential accommodation to provide 19x self-contained residential units (Class C3) under 'Class MA' of Schedule 2 of the Town and Country Planning (General Permitted Development) Order (GPDO) 2015 (as amended)
Pending

View Planning Timeline

Ownership

Corporate Ownership54.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2010-12-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density11,700 /km²

Owner Occupied31%

Age Distribution

0-15 9%16-64 81%65+ 10%

View Area Profile

Schools Nearby

Hungerford School
0.3 mi
Good
The Bridge School
0.3 mi
Inspected as The Bridge School (URN 134030) on 11 Dec 2013
Lift Beacon High
0.4 mi
Inspected as Beacon High (URN 100453) on 16 Nov 2022
Tufnell Park Primary School
0.4 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

32 Hillmarton Road
-
£375k
-
34A Hillmarton Road
-
£180k
-
26 Hillmarton Road
-
£625k
-
26 Hillmarton Road
-
£1.82M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN