40 Lowman Road, London, N7 6DB

UPRN:5300059147Terrace Property4 bedsBuilt 1900-1929

Tenure: -Council Tax: Band FEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,245,000

£1.18M - £1.31MHigh

Estimate

£1.25M

Range

£1.18M – £1.31M

Rent Estimate (pcm)

£6,250

£6k - £7k

Monthly

£6,250

Yield

6.00%

Verdict

Derived from HomePortfolio scores

40 Lowman Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

95/ 100

Excellent

Transit & Bike

Transit 73Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£6,250/mo

Evidenced range £5,750-£6,750

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: £108/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,245,000

Rent Estimate (pcm)£6,250

Gross Yield6.00%

1y Growth-

3y Growth+0.9%

5y Growth+0.2%

10y Growth+1.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N7 6DB

Approval Rate

-12mo

Development

low

P2026/2874/TRE
Tree Number - T1 Tree Type - Lime (Tilia europaea) Approx. Diameter at 1.5m -0.8 Approx. Height -14m Approx. Crown Spread Diameter - 8m Location - see map Service - Repollard Work Required - Re-pollard back to previous pruning points by removing approximately (4m) from height and(4m) lateral growth, to include removal of all epicormic and basal growth Reason - Tree maintenance Priority Code -on
Pending
P2026/2861/TRE
T1 Ash of the submitted MWA Arboricultural Report Works: Remove (fell) to near ground level and treat stump to inhibit regrowth. T4 Pear of the submitted MWA Arboricultural Report Works: Remove (fell) to near ground level and treat stump to inhibit regrowth. Reason: Clay shrinkage subsidence damage at the subject property.
Pending
P2026/2864/TRE
T1- Black Locust / False Acacia (Robinia pseudoacacia) Reduce the overall crown height by up to 2–3 metres and lateral crown spread by up to 1.5–2 metres, subject to the availability of suitable pruning points. All pruning shall be undertaken in accordance with BS 3998:2010, Section 7.7. Pruning cuts shall be made to suitable lateral branches, retaining the natural form and characteristic shape of the species.
Pending

View Planning Timeline

Ownership

Corporate Ownership54.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density-

Owner Occupied16%

Age Distribution

0-15 20%16-64 72%65+ 8%

View Area Profile

Schools Nearby

Pakeman Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Grafton Primary School
0.3 mi
Good
London Metropolitan University
0.3 mi
-
Sacred Heart Catholic Primary School
0.4 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45B Lowman Road
-
£410k
-
49B Lowman Road
-
£295k
-
49A Lowman Road
-
£256k
-
38 Lowman Road
-
£585k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN