Chelsea Court, 10 Melville Place, London, N1 8NE

UPRN:5300061545Purpose Built Flat2 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band FEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Chelsea Court, 10 Melville Place, London, N1 8NE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£739,000

£591k - £887kLow

Estimate

£739k

Range

£591k – £887k

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

6.83%

Verdict

Derived from HomePortfolio scores

Chelsea Court earns an INVESTIGATE rating with HP Score 71/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

56/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 78Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics13.2/40
gross yield 6.8%; range width penalty ×0.90
- valuation_snapshotsrent estimate 3700/mo (range 3450-4000)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -153/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
633 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,450-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £368/mo
Cash on cash: 2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3700/mo (range 3450-4000)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3450-4000)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£739,000

Rent Estimate (pcm)£3,700

Gross Yield6.83%

1y Growth+30.2%

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.5%

Last Sold Price£147,000 (1997-07-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0N1 8NE

Approval Rate

-12mo

Development

low

P2026/2894/TRE
My client would like to reduce a Sycamore (T1) by removing 4m branch length. Their reason is to maintain it's size in relation to the small garden and space it is growing in.
Pending
P2026/2876/TRE
T1 - Norway Maple - Reduce height by up to 2.5 m, side growth by 1-2m., back to living growth points to create a natural crown shape. Remove dead branches. Crown lift by 1m Reasons for work -safety grounds the tree has considerable die back in the upper crown and some signs of decay/structural weakness
Pending
P2026/2884/TRE
TPO Tree T1 - Eucalyptus - Prune to clear building by 3m by removal of smaller diameter branches - this tree leans towards, and grows over the roof of the adjacent property - this work is required to maintain clearance from the property Non TPO trees - T2, T3, Leylandii - remove all growth overhanging property to rear (2m approx. lateral branch removal)
Pending

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change1997-07-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density-

Owner Occupied18%

Age Distribution

0-15 13%16-64 77%65+ 10%

View Area Profile

Schools Nearby

St Mary's CofE Primary School
0.1 mi
Good
William Tyndale Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
North Bridge House Senior Canonbury School
0.2 mi
Inspected by ISI
City of London Academy Islington
0.3 mi
Inspected as Islington Green School (URN 100454) on 6 Jun 2007

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Chelsea Court, 15 Melville Place
-
£610k
-
Chelsea Court, 16 Melville Place
-
£469k
-
Chelsea Court, 1 Melville Place
-
£480k
-
Chelsea Court, 15 Melville Place
-
£563k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN