82A Offord Road, London, N1 1EB

UPRN:5300069093Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band EEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£940,000

£893k - £987kHigh

Estimate

£940k

Range

£893k – £987k

Rent Estimate (pcm)

£4,700

£4k - £5k

Monthly

£4,700

Yield

6.30%

Verdict

Derived from HomePortfolio scores

82A Offord Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 59Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£4,700/mo

Evidenced range £4,350-£5,100

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: £233/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£940,000

Rent Estimate (pcm)£4,700

Gross Yield6.30%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.5%

Last Sold Price£956,000 (2021-09-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

6N1 1EB

Approval Rate

50%12mo

Development

low

P2026/2875/TRE
T1 - Lime - Reduce/pollard to previous reduction points. 2m approx. branch removal T2 - Lime - Pollard, down to historic pollard points at approx. 6m from ground level. This tree has very significant decay at the site of a wound at the base of the main stem.
Pending
P2026/2884/TRE
TPO Tree T1 - Eucalyptus - Prune to clear building by 3m by removal of smaller diameter branches - this tree leans towards, and grows over the roof of the adjacent property - this work is required to maintain clearance from the property Non TPO trees - T2, T3, Leylandii - remove all growth overhanging property to rear (2m approx. lateral branch removal)
Pending
P2026/2859/PRA
Notification of Prior Approval for the change of use of the buildings in existing commercial use (Class E) to residential accommodation to provide 19x self-contained residential units (Class C3) under 'Class MA' of Schedule 2 of the Town and Country Planning (General Permitted Development) Order (GPDO) 2015 (as amended)
Pending

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-09-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density-

Owner Occupied37%

Age Distribution

0-15 13%16-64 77%65+ 10%

View Area Profile

Schools Nearby

Robert Blair School and Children's Centre
0.3 mi
-
New River College Secondary
0.3 mi
Good
Thornhill Primary School
0.3 mi
Good
St Andrew's (Barnsbury) CofE Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

54 Offord Road
-
£485k
-
74B Offord Road
-
£440k
-
46A Offord Road
-
£588k
-
70A Offord Road
-
£900k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN