4 St Philip's Way, London, N1 7AJ

UPRN:5300087273Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,476,000

£1.33M - £1.62MMedium

Estimate

£1.48M

Range

£1.33M – £1.62M

Rent Estimate (pcm)

£5,850

£5k - £6k

Monthly

£5,850

Yield

3.69%

Verdict

Derived from HomePortfolio scores

4 St Philip's Way earns an INVESTIGATE rating with HP Score 78/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

93/ 100

Excellent

Transit & Bike

Transit 69Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 3 bedrooms but the valuation snapshot describes 5 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,900,000

At the asking price

Monthly rent£5,850/mo

Evidenced range £5,300-£6,450

Interest rate5.4%

Loan to value75%

Cash required: £713,050
Net cash flow: -£2,363/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,476,000

Rent Estimate (pcm)£5,850

Gross Yield3.69%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.5%

Last Sold Price£1,000,000 (2018-02-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N1 7AJ

Approval Rate

-12mo

Development

low

P2026/2894/TRE
My client would like to reduce a Sycamore (T1) by removing 4m branch length. Their reason is to maintain it's size in relation to the small garden and space it is growing in.
Pending
P2026/2876/TRE
T1 - Norway Maple - Reduce height by up to 2.5 m, side growth by 1-2m., back to living growth points to create a natural crown shape. Remove dead branches. Crown lift by 1m Reasons for work -safety grounds the tree has considerable die back in the upper crown and some signs of decay/structural weakness
Pending
P2026/2817/FUL
Proposed construction of rear outbuilding in garden following demolition of existing garage. [Linked to listed building consent ref: P2026/2824/LBC.]
Pending

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-02-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density14,274 /km²

Owner Occupied51%

Age Distribution

0-15 16%16-64 74%65+ 10%

View Area Profile

Schools Nearby

City of London Academy Islington
0.2 mi
Inspected as Islington Green School (URN 100454) on 6 Jun 2007
Rotherfield Primary School
0.2 mi
Good
Richard Cloudesley School
0.2 mi
Outstanding
St Mary's CofE Primary School
0.3 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 St Philips Way
-
£1.40M
-
3A St Philips Way
-
£853k
-
1 St Philips Way
-
£1.60M
-
4B St Philips Way
-
£895k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN