22 St Oswalds Road, Bristol, BS6 7HT

UPRN:55771Semi-Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,143,000

£1.09M - £1.20MHigh

Estimate

£1.14M

Range

£1.09M – £1.20M

Rent Estimate (pcm)

£5,350

£5k - £6k

Monthly

£5,350

Yield

5.58%

Verdict

Derived from HomePortfolio scores

22 St Oswalds Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

85/ 100

Excellent

Transit & Bike

Transit 33Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£5,350/mo

Evidenced range £4,900-£5,850

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£177/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,143,000

Rent Estimate (pcm)£5,350

Gross Yield5.58%

1y Growth+33.6%

3y Growth-2.2%

5y Growth+0.0%

10y Growth+2.4%

Last Sold Price£139,950 (1998-08-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS6 7HT

Approval Rate

-12mo

Development

low

26/13664/VC
T1 - Hawthorn - Reduce crown by approx 1m and cut back to boundary.
Pending
26/13665/VC
T1 - Magnolia - Reduce crown by approx 1-1.5m and thin by approx 10%.
Approved
26/13643/H
Internal alterations to two door openings.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-08-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,051

Population Density7,868 /km²

Owner Occupied71%

Age Distribution

0-15 20%16-64 70%65+ 10%

View Area Profile

Schools Nearby

Westbury Park School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Redland Green School
0.3 mi
GoodConcerns
St Johns Church of England Primary School, Clifton
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Bonaventure's Catholic Primary School
0.6 mi
Inspected as St Bonaventure's Catholic Primary School (URN 109255) on 14 Jun 2023

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 St Oswalds Road
-
£1.65M
-
16 St Oswalds Road
-
£1.41M
-
24 St Oswalds Road
-
£985k
-
18 St Oswalds Road
-
£1.12M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN