2 Prospect Cottages, High Street, Iron Acton, Bristol, BS37 9UL

UPRN:577673Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (44)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Prospect Cottages, High Street, Iron Acton, Bristol, BS37 9UL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£567,000

£539k - £596kHigh

Estimate

£567k

Range

£539k – £596k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

9.23%

Verdict

Derived from HomePortfolio scores

2 Prospect Cottages earns an INVESTIGATE rating with HP Score 59/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

28/ 100

Moderate

Walkability

17/ 100

Low

Transit & Bike

Transit 7Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 43% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +42.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 577673· as of 9 Oct 2026
Rental economics28.4/40
gross yield 9.2%; range width penalty ×0.84; the estimate this rent rides on sits 43% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2500/mo (range 2300-2750)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 43% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin13.5/30
stressed cash flow +336/mo, +13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 279 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
465 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£284,500£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £634/mo
Cash on cash: 7.2%
Score at this price: 56

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 577673Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2500/mo (range 2300-2750)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 43% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2300-2750)
Rental economics needs verification before you rely on it
sale estimate 43% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£567,000

Rent Estimate (pcm)£2,500

Gross Yield9.23%

1y Growth+5.5%

3y Growth-0.5%

5y Growth+2.6%

10y Growth+3.2%

Last Sold Price£525,000 (2025-05-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS37 9UL

Approval Rate

-12mo

Development

low

P26/02315/TCA
Works to 1no Goat Willow Tree T05 to crown clean and remove hanging branches within Iron Acton Conservation area.
Pending
P26/02440/TCA
Works to fell 1no Hazel Tree T64 within Iron Acton conservation.
Pending
P26/02091/TCA
Works to crown thin 56 Conifer Trees by 60%. Works to crown thin 1o Silver Birch Tree by 30% all within Iron Acton Conservation Area.
Pending

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-05-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,002

Population Density112 /km²

Owner Occupied79%

Age Distribution

0-15 15%16-64 62%65+ 23%

View Area Profile

Schools Nearby

Iron Acton Church of England Primary School
0.1 mi
Inspected as Iron Acton Church of England Primary School (URN 109162) on 4 May 2023
North Road Community Primary School
1.2 mi
Good
Vinney Green Secure Unit
1.2 mi
-
Turner Court School
1.3 mi
-

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Prospect Cottages
-
£525k
-
Marshall Rooms High Street
-
£260k
-
2 Prospect Cottages
-
£485k
-
Prospect Cottages High Street
-
£640k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN