12 Twickenham Close, Croydon, CR0 4SZ

UPRN:5870100192Terrace Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£389,000

£370k - £409kHigh

Estimate

£389k

Range

£370k – £409k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

8.67%

Verdict

Derived from HomePortfolio scores

12 Twickenham Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 33Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: £439/mo
Cash on cash: 6.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.14 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£389,000

Rent Estimate (pcm)£1,950

Gross Yield8.67%

1y Growth-

3y Growth+1.4%

5y Growth+0.7%

10y Growth+2.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR0 4SZ

Approval Rate

-12mo

Development

low

26/03071/DISC
Discharge of condition 4 (Habitat management and monitoring plan) attached to planning permission 26/01322/FUL for the erection of a part two storey, part single storey rear extension, double storey side extension and a rear dormer along with the installation of rooflights, together with the subdivision of the property to create 2 x 3 bed flats, 2 x 1 bed flats and 3 x studio flats (part retrospective).
Pending
DM2026/01197
Conversion of loft space involving alterations to existing roofline and first floor roof extension, a dormer extension at rear, a window to flank roofslope and rooflights to front roofslope.
Pending
26/03000/AUT
Change of use of the existing retail warehouse (Use Class E) to form an Ambulance Hub (Sui Generis), including refurbishment and reconfiguration of the existing building providing replacement cladding, roof and openings, fleet maintenance facilities, staff welfare and office accommodation, ambulance and operational vehicle parking, fuel storage and associated infrastructure, formation of new vehicular accesses, landscaping and all other associated works (Consultation by the London Borough of Sutton).
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density-

Owner Occupied65%

Age Distribution

0-15 23%16-64 66%65+ 11%

View Area Profile

Schools Nearby

The Link School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Beddington Park Academy
0.3 mi
Outstanding
Sherwood Foundation School
0.4 mi
Good
Carew Academy
0.5 mi
Inspected as Carew Academy (URN 139722) on 15 Jan 2020

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Twickenham Close
-
£440k
-
20 Twickenham Close
-
£380k
-
22 Twickenham Close
-
£360k
-
9 Twickenham Close
-
£375k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN