20 Carmarthen Close, Yate, Bristol, BS37 7RR

UPRN:596857Detached House4 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band EEPC: C (69)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

20 Carmarthen Close, Yate, Bristol, BS37 7RR

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£670,000

£637k - £704kHigh

Estimate

£670k

Range

£637k – £704k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

4.98%

Verdict

Derived from HomePortfolio scores

20 Carmarthen Close earns an INVESTIGATE rating with HP Score 43/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

43/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

96/ 100

Elevated

Walkability

22/ 100

Low

Transit & Bike

Transit 17Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,550-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£340/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£670,000

Rent Estimate (pcm)£2,800

Gross Yield4.98%

1y Growth-

3y Growth-0.5%

5y Growth+2.6%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS37 7RR

Approval Rate

-12mo

Development

low

P26/02437/HH
Erection of single storey side extension with balcony and glass balustrade to form additional living accommodation.
Pending
P26/02443/HH
Erection of single storey rear extension to form additional living accommodation.
Pending
P26/02369/HH
Erection of single storey rear extension to form additional living accommodation.
Pending

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,002

Population Density924 /km²

Owner Occupied77%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

St Mary's Church of England Primary School
0.5 mi
Inspected as St Mary's Church of England Primary School, Yate (URN 109264) on 17 Oct 2023
The Ridge Junior School
0.5 mi
Inspected as The Ridge Junior School (URN 109026) on 17 Nov 2022
Broadway Infant School
0.6 mi
Inspected as Broadway Infant School (URN 109057) on 19 Jul 2023
Tyndale Primary School
0.8 mi
Good

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Carmarthen Close
-
£505k
-
26 Carmarthen Close
-
£605k
-
36 Carmarthen Close
-
£558k
-
16 Carmarthen Close
-
£445k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN