Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-10-30T04:00:05.286047+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T14:08:01.502636+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:39:46.782502+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
77
/ 100
Strong
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sources
Sale Estimate
£663,000
£596k - £729kMedium
Estimate
£663k
Range
£596k – £729k
Rent Estimate (pcm)
£3,150
£3k - £3k
Monthly
£3,150
Yield
7.96%
Verdict
Derived from HomePortfolio scores
Flat 100 earns an INVESTIGATE rating with HP Score 77/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Works to tree with a TPO: T1. False Acacia Tree. 14 metres in height. 10 metres in width. Fell to ground level as tree has become dangerous. Large branches has recently fell from tree. Situated at the front of the building. T2. False Acacia Tree. 16 metres in height. 12 metres in width. Fell to ground level as tree has become dangerous. Large branches have recently fell. Situated at the front of the buidling.
Pending
PA/26/01805/NC
Replacement of selected existing windows and external doors on the east, north and south elevations of the Courtyard Building (Block 3) with triple-glazed aluminium-framed units finished in RAL 9016 matt white, including framed corner glazing junctions. Existing openings, glazing subdivisions and opening-light arrangements will be retained.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
40
Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 28% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +28.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 6042002· as of 9 Oct 2026
Rental economics20.9/40
gross yield 8.0%; range width penalty ×0.88; the estimate this rent rides on sits 28% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 3150/mo (range 2900-3400)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 28% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin5.8/30
stressed cash flow +181/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 77 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
623 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £356,000
£356,000£546,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£475,000
At the asking price
£3,150/mo
Evidenced range £2,900-£3,400
5.4%
75%
Cash required
£157,550
Net cash flow
£578/mo
Cash on cash
4.4%
Score at this price
40
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 6042002Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3150/mo (range 2900-3400)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 28% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this