26 Lancaster Gate, Nelson, BB9 0AP

UPRN:61003763Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£179,000

£170k - £188kHigh

Estimate

£179k

Range

£170k – £188k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

7.67%

Verdict

Derived from HomePortfolio scores

26 Lancaster Gate earns an INVESTIGATE rating with HP Score 79/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 34Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: £189/mo
Cash on cash: 4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£179,000

Rent Estimate (pcm)£1,150

Gross Yield7.67%

1y Growth+9.6%

3y Growth+7.9%

5y Growth+4.3%

10y Growth+6.5%

Last Sold Price£120,000 (2015-06-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BB9 0AP

Approval Rate

-12mo

Development

low

26/0731/HHO
Full: Erection of a fence above existing boundary wall and the installation of 2 no. sliding gates.
Pending
26/0723/FUL
Full: Installation of an extraction flue.
Pending
26/0727/FUL
Full: Town & Country Planning General Regulations 1992 - Regulation 3: Installation of a new external plant area with associated acoustic fencing and the installation of a substation.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-06-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,742

Population Density4,100 /km²

Owner Occupied72%

Age Distribution

0-15 25%16-64 62%65+ 13%

View Area Profile

Schools Nearby

St John Southworth RC Primary School, A Voluntary Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Marsden Community Primary School
0.3 mi
Good
Nelson St Paul's Church of England Primary School
0.3 mi
-
Whitefield Infant School and Nursery
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

6 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

52 Lancaster Gate
-
£150k
-
14 Lancaster Gate
-
£149k
-
74 Lancaster Gate
-
£143k
-
35 Lancaster Gate
-
£130k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN