8 Victoria Gardens, Barrowford, Nelson, BB9 6DN

UPRN:61005851Detached PropertyBeds -Built 1991-1995

FreeholdCouncil Tax: Band FEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

8 Victoria Gardens, Barrowford, Nelson, BB9 6DN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£463,000

£417k - £510kMedium

Estimate

£463k

Range

£417k – £510k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

6.32%

Verdict

Derived from HomePortfolio scores

8 Victoria Gardens earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 23Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: £128/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£463,000

Rent Estimate (pcm)£2,500

Gross Yield6.32%

1y Growth-

3y Growth+7.9%

5y Growth+4.3%

10y Growth+6.5%

Last Sold Price£111,000 (1995-04-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BB9 6DN

Approval Rate

-12mo

Development

low

26/0766/TCA
Tree works in a conservation area
Pending
26/0762/TCA
T1 on the plan is a small Ash, T2 is a young Elm, T3 is a Weeping Willow, T4 is an Ash. Both Ash trees are suffering from Ash Die Back, Class 3/4. The Elm is just reaching the size where it is likely to be infected with Dutch Elms Disease. We intend to reduce/pollard these trees to a hight of 5M, this will make the Ash safe, keep the Elm juvenile, reducing the risk of DED. It will also allow more light into the property and take away the risk of any failure reaching the house. T5 on the plan is a tall Norway Spruce, the root system on this tree is quite poor and the owner is worried it could hit the house if wind felled, therefor we wish to reduce this tree by around 2.5m, reducing the chance of wind throw and meaning it would no longer reach the house.
Pending
26/0755/HHO
Full: Erection of a two storey side extension and a front canopy, insertion of a rear dormer window with external alterations including rendering.
Pending

View Planning Timeline