2 Henry Street, Nelson, BB9 7UH

UPRN:61006198End Terrace House2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£92,000

£87k - £96kHigh

Estimate

£92k

Range

£87k – £96k

Rent Estimate (pcm)

£750

£700 - £750

Monthly

£750

Yield

10.00%

Verdict

Derived from HomePortfolio scores

2 Henry Street earns an INVESTIGATE rating with HP Score 54/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

69/ 100

Elevated

Walkability

44/ 100

Mixed

Transit & Bike

Transit 36Bike 40

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +2.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 61006198· as of 9 Oct 2026
Rental economics40/40
gross yield 10.0%; range width penalty ×1.00
- valuation_snapshotsrent estimate 750/mo (range 700-750)· as of 9 Oct 2026· verify before relying on this
Stress margin5.5/30
stressed cash flow +42/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 401 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
505 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £72,000

£67,500£103,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£89,995

At the asking price

Monthly rent£750/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £28,299
Net cash flow: £215/mo
Cash on cash: 9.1%
Score at this price: 60

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 61006198Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 750/mo (range 700-750)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-750)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £72,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£92,000

Rent Estimate (pcm)£750

Gross Yield10.00%

1y Growth-

3y Growth+7.9%

5y Growth+4.3%

10y Growth+6.5%

Last Sold Price£34,500 (2018-01-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB9 7UH

Approval Rate

-12mo

Development

low

26/0762/TCA
T1 on the plan is a small Ash, T2 is a young Elm, T3 is a Weeping Willow, T4 is an Ash. Both Ash trees are suffering from Ash Die Back, Class 3/4. The Elm is just reaching the size where it is likely to be infected with Dutch Elms Disease. We intend to reduce/pollard these trees to a hight of 5M, this will make the Ash safe, keep the Elm juvenile, reducing the risk of DED. It will also allow more light into the property and take away the risk of any failure reaching the house. T5 on the plan is a tall Norway Spruce, the root system on this tree is quite poor and the owner is worried it could hit the house if wind felled, therefor we wish to reduce this tree by around 2.5m, reducing the chance of wind throw and meaning it would no longer reach the house.
Pending
26/0734/HHO
Full: Erection of a two-storey rear extension.
Pending
26/0723/FUL
Full: Installation of an extraction flue.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.4%
Overseas OwnershipNo
Lease Term Remaining849 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2018-01-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,742

Population Density-

Owner Occupied43%

Age Distribution

0-15 24%16-64 65%65+ 11%

View Area Profile

Schools Nearby

Al-Ikhlaas Primary School
0.2 mi
Inspected by ISI
East Lancashire Learning Group
0.2 mi
-
Lomeshaye Junior School
0.3 mi
Good
Whitefield Infant School and Nursery
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Henry Street
-
£68k
-
1 Henry Street
-
£50k
-
15 Henry Street
-
£40k
-
2 Henry Street
-
£35k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN