41 Emmott Lane, Colne, BB8 7JE

UPRN:61029466Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£201,000

£191k - £211kHigh

Estimate

£201k

Range

£191k – £211k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

8.09%

Verdict

Derived from HomePortfolio scores

41 Emmott Lane earns an INVESTIGATE rating with HP Score 68/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 8Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£215,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,400-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £67,600
Net cash flow: £278/mo
Cash on cash: 4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£201,000

Rent Estimate (pcm)£1,450

Gross Yield8.09%

1y Growth+11.7%

3y Growth+5.5%

5y Growth+1.0%

10y Growth+3.8%

Last Sold Price£180,000 (2025-03-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BB8 7JE

Approval Rate

-12mo

Development

low

26/0605/VAR
Variation of Condition: Vary Condition 2 (Plans), Condition 3 (Materials), Condition 6 (Construction Method Statement and Construction Management Site Plan) and Condition 9 (Landscaping Scheme) of Planning Permission 25/0832/VAR.
Conditions
26/0564/CEU
Certificate of Lawful Use (S.191 Existing Development): Lawful commencement of development of Planning Permission 21/0647/HHO and 21/0648/LBC.
Approved
26/0465/HHO
Full: Erection of a single storey rear extension including the replacement of the existing garage door with bi fold doors.
Conditions

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-03-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,742

Population Density102 /km²

Owner Occupied78%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Laneshaw Bridge Primary
0.1 mi
Outstanding
Colne Christ Church Church of England Voluntary Aided Primary School
0.8 mi
Good
Trawden Forest Primary School
1.3 mi
Good
Colne Park High School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

43 Emmott Lane
-
£148k
-
40 Emmott Lane
-
£132k
-
41 Emmott Lane
-
£180k
-
14 Emmott Lane
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN